WalletRehab - Ways to save money

Tired of paying high studen car insurance premiums? If you are a student, this advice can help you get cheap quotes on car insurance. Follow this advice to get quality car insurance at low rates.

1. The kind of car the student driver has influences the cost of your insurance premium. 4-door sedans cost less to insure than 2-door cars. This can be from $20-40 on a 6 month premium. The differnece can be even more if the student is a high-risk driver. 4WD pickup trucks cost 10% more than standard pickup trucks. Likewise, car insurance for mini-vans is less that that of a 4-door sedan. Older cars can save big on car insurance because the damage coverage is optional. Unless of course, you used a loan to purchase it. All cars that are purchased with loans need to be insured.
2. Take driver’s ed. Auto insurance will discount your auto insurance by aout 5% to those who have taken driver’s education. This discount applies until students reach the age of 25. Many high schools still offer student driver’s education courses.

   Nowadays, you an even take an online driver education course, which sometimes can cost less than the offline versions. Check with your state DMV to see if they will accept an internet driver’s education course, and make sure the on-line driver’s education course provides you with a certificate of completion.

3. If you are a good student, your GPA can get you a good student discount. If you have a GPA or higher, you are eligible for a discount.

By following this advice, you should be able to get some decent cheap car insurance and save some money. Maybe even up to 1/2 what you are currently paying.